Four County Bank > Deposit Services

Checking Accounts

Regular Checking

Minimum deposit to open - $100
Balance of $400 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
If balance falls below $400 on any day of statement cycle - $4 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).

Banclub Basic

Student Checking

Minimum deposit to open - $100
No Monthly Service Fee. No Checks Paid Fee.
For students enrolled in school and under the age of 25
We require one adult to be a joint account holder for students under the age of 18
First order of checks at no charge to customer

NOW Account

Minimum deposit to open - $1500
If daily balance on any day of the statement cycle falls below $1500 - $10 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
Pays current NOW interest rate – calculated daily – compounded and credited to account monthly

Investment Accounts

Money Market Savings

Minimum deposit to open - $1000
Balance of $1000 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
If balance falls below $1000 on any day of statement cycle - $10 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
Pays current money market rate – calculated daily – compounded and credited to account monthly

Savings

Minimum deposit to open $100
Balance of $500 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
If balance falls below $500 on any day of statement cycle - $3 Monthly Service Fee. A Checks Paid Fee of $1 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
Pays current savings interest rate - calculated daily - compounded and credited to account quarterly

Christmas Club

No monthly maintenance fee
Deposits of any amount can be made during the months of November through the following October
No withdrawals permitted during deposit period
A lump sum check will be mailed in early November

Certificates of Deposit