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Regular Checking
- Minimum deposit to open - $100
- Balance of $400 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
- If balance falls below $400 on any day of statement cycle - $4 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
Banclub Basic
- Minimum deposit to open - $100
- Monthly Club Fee - $6
Student Checking
- Minimum deposit to open - $100
- No Monthly Service Fee. No Checks Paid Fee.
- For students enrolled in school and under the age of 25
- We require one adult to be a joint account holder for students under the age of 18
- First order of checks at no charge to customer
NOW Account
- Minimum deposit to open - $1500
- If daily balance on any day of the statement cycle falls below $1500 - $10 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
- Pays current NOW interest rate – calculated daily – compounded and credited to account monthly
Money Market Savings
- Minimum deposit to open - $1000
- Balance of $1000 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
- If balance falls below $1000 on any day of statement cycle - $10 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
- Pays current money market rate – calculated daily – compounded and credited to account monthly
Savings
- Minimum deposit to open $100
- Balance of $500 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
- If balance falls below $500 on any day of statement cycle - $3 Monthly Service Fee. A Checks Paid Fee of $1 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
- Pays current savings interest rate - calculated daily - compounded and credited to account quarterly
Christmas Club
- No monthly maintenance fee
- Deposits of any amount can be made during the months of November through the following October
- No withdrawals permitted during deposit period
- A lump sum check will be mailed in early November
Certificates of Deposit
- Certificates are offered for terms of 3 and 6 months, and 1, 2, 3 and 5 years
- Minimum amount to open - $500
- Please call (478) 962-3221 for current rates
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