Checking Accounts

Regular Checking

  • Minimum deposit to open - $100
  • Balance of $400 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
  • If balance falls below $400 on any day of statement cycle - $4 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).

Banclub Basic

  • Minimum deposit to open - $100
  • Monthly Club Fee - $6

Student Checking

  • Minimum deposit to open - $100
  • No Monthly Service Fee. No Checks Paid Fee.
  • For students enrolled in school and under the age of 25
  • We require one adult to be a joint account holder for students under the age of 18
  • First order of checks at no charge to customer

NOW Account

  • Minimum deposit to open - $1500
  • If daily balance on any day of the statement cycle falls below $1500 - $10 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
  • Pays current NOW interest rate – calculated daily – compounded and credited to account monthly

 


 

Investment Accounts

Money Market Savings

  • Minimum deposit to open - $1000
  • Balance of $1000 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
  • If balance falls below $1000 on any day of statement cycle - $10 Monthly Service Fee. A Checks Paid Fee of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
  • Pays current money market rate – calculated daily – compounded and credited to account monthly

Savings

  • Minimum deposit to open $100
  • Balance of $500 or more for entire statement cycle – No Monthly Service Fee. No Checks Paid Fee.
  • If balance falls below $500 on any day of statement cycle - $3 Monthly Service Fee. A Checks Paid Fee of $1 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
  • Pays current savings interest rate - calculated daily - compounded and credited to account quarterly

Christmas Club

  • No monthly maintenance fee
  • Deposits of any amount can be made during the months of November through the following October
  • No withdrawals permitted during deposit period
  • A lump sum check will be mailed in early November

Certificates of Deposit

  • Certificates are offered for terms of 3 and 6 months, and 1, 2, 3 and 5 years
  • Minimum amount to open - $500
  • Please call (478) 962-3221 for current rates

 


 
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